In 2025, Malta’s Banking & Payments sector continues to evolve, with digital banking, fintech integration, and regulatory compliance driving demand for skilled professionals. Key in-demand skills include digital payments, open banking frameworks, and AI-driven fraud detection. Expertise in AML (Anti-Money Laundering), PSD2, and cross-border transactions remains critical, alongside strong data analytics and risk management capabilities. Soft skills such as problem-solving, adaptability, and stakeholder management are increasingly valued.
A major trend in 2025 is the acceleration of digital banking initiatives, as traditional banks and fintech firms compete to enhance customer experience, security, and transaction efficiency. With regulatory requirements tightening across Europe, professionals with compliance and regulatory reporting expertise are highly sought after. Additionally, the growing emphasis on embedded finance solutions and real-time payment systems is shaping hiring trends.
Hiring demand spans traditional banks, fintech startups, and payment service providers, with companies seeking candidates who can blend technical knowledge with regulatory awareness. Those with experience in automation, AI-driven risk assessment, and API-based payment solutions are in particularly high demand.
Candidates in this sector prioritise career progression, exposure to cutting-edge financial technologies, and a strong regulatory framework. Employers offering flexible work arrangements, upskilling programs, and performance-driven incentives will have a competitive edge in attracting top talent.
For more information on the current Banking & Payments jobs market and the latest salary bands, please download our Salary Guide below.